(StatePoint) When it comes to saving money, it helps to cut out smaller expenses that add up over time – like frequent lunch dates, unused gym memberships or online subscriptions. But if you really want to make a dent in your budget, you need think bigger.
How big? Well, consider that after a home, a car is the single most expensive thing many people will ever buy, and cars need insurance. And you need that insurance if, for example, you injure someone in a crash or damage their car, or your own car is stolen or damaged in bad weather. Should such an incident occur, you’ll likely consider it money well spent. But that doesn’t mean you should pay more for it than you need to.